Construction & Contractors

Commercial Insurance Construction & Contractors

As one of the leading insurance agencies in the construction industry, we can offer creative solutions for your insurance needs. We insure Trade contractors to General Contractors.

Our Pledge

Construction and engineering firms work under stringent regulations and deadlines. Staying up-to-date on insurance requirements, coverage availability and risk management solutions, shouldn’t be an additional burden.

You depend on your accountant for financial advice and your attorney for answers to your legal questions. When it comes to your insurance program, you can expect the same type of professional and knowledgeable service from Brown & Brown’s Construction Industry Specialists.

From analyzing your current program and making recommendations, answering your questions and walking you through the process of preparing your financials for a surety submission, we will be there for you.

Our Products

Property Insurance

  • Builders Risk
  • Business Property
  • Tools & Equipment
  • Installment Floater
  • Property in Transit
  • Leased / Rented Equipment
  • Umbrella & Excess Liability

Casualty Insurance

  • General Liability
  • Products Liability
  • Employee Benefits Liability
  • Pollution / Environmental
  • Umbrella / Excess Liability

Commercial Auto

Workers Compensation

Bid & Performance Bonds


General Liability, which covers bodily injury to others, property damage to others, personal injury (libel, slander), advertising injury, and so forth.

Property Coverage, which insures the building(s), equipment, and contents of the business that are needed to operate it.

Business Income Protection, which covers loss of income and payment of expenses that continue while your business property is unusable.

Business Auto Coverage, while similar to personal auto coverage, can extend from one or a few business vehicles to large and diverse commercial fleets.

Employment Practices Liability, which covers your business should an employee sue you for wrongful termination, discrimination, sexual harassment, and other reasons.

Commercial Umbrella Coverage, which increases liability limits over and above those set in other business liability policies.

Professional Liability, which covers errors in professional judgement and decision making (over and above general liability) that ultimately causes financial harm or injury to others.

Directors & Officers Liability, which protects coporate officers, directors, and board members when sued for actions, decisions, or judgements that cause harm to others.

Specialty Coverages, which are more precisely defined "niche" programs that relate to specific industries, practices, and needs.

Transportation Division, which specialize in auto liability, auto physical damage, cargo, nontrucking liability, and occupational accident and disease.

Workers Compensation is mandated coverage that pays benefits to employees who are injured on the job and/or unable to perform their assigned task.

Surety division provides a wide range of contract bonds.

Crime Insurance covers a broad exposure to crime, ranging from burglary and robbery to forgery, computer fraud, and extortion.